People-first payment solutions
Bringing ideas to life today can be complex and time-consuming, not to mention manual and expensive. Everyone’s time, resource, budget and patience are finite.
We know that. Which is why we’re about people-first payment solutions. They’re engineered by people for people. Because let’s be honest, people make payments.
A better way?
While there’s no such thing as a simple payment system, do things really need to be so hard? We don’t think so. We want to demystify finance, making it accessible to all; simplifying and improving how people pay the world over. We're always searching for better ways.
Up for your challenge
No matter the size or scale of your idea. Or how many times you’ve been told it can’t happen. We’re up for the challenge.
'Never been done' makes us buzz.
We care out loud
We aim to change the way our customers feel about getting their ideas to market, through service and support that’s second to none. We care out loud. That’s because we don’t take partnership lightly.
We believe in being generous with our experience, relationships and expertise to create simple, happy paths to market.
Our team
We're a team of specialists and are committed to keeping it that way. That’s on everything from navigating regulations, scheme rules and partnership contracts, to launching card programme after programme. Your business is in good hands.
There’s no substitute for experience. You’ll find our recommendations solid. They’re future-proofed and rooted in real-word pragmatism – much like our team.
Scott Lucas
Chief Commercial Officer, Co-founder
Scott started his career at HBOS before holding a number of key positions at Cashflows, most recently as commercial lead for BIN sponsorship. Well-known, highly respected within the industry and with exceptional knowledge of ATM and Issuing BIN sponsorship, Scott expanded Cashflows' issuing and ATM function to span more than 20 countries before becoming Chief Commercial Officer and founder of Monavate.
Connect on Linkedin
Dörte Dye
Chief Product & Delivery Officer, Co-founder
Dörte has more than 12 years’ experience in financial services, holding previous positions at RBS and Worldpay. Prior to Monavate, Dörte served as Head of Product & Delivery for BIN sponsorship at a major fintech acquirer and issuer. Having led the delivery of more than 50 successful Issuing and ATM projects across all major global card schemes, Dörte has unparalleled project delivery experience.
Connect on Linkedin
Ajeb Wahiwala
Chief Legal & Compliance Officer, Co-founder
AJ is a lawyer by training. He has extensive experience in payments, fintech, corporate finance, compliance, regulatory law and litigation. AJ sat on the board at his last company as General Counsel, also serving as Company Secretary and the Data Protection Officer. Previously, AJ was a senior legal counsel at Mastercard, specialising in prepaid products as well as being the lead lawyer for EMEA-based card products.
Connect on Linkedin
Elizabeth Barnes
Chief Financial Officer
Liz is a founding member of Monavate, with over 15 years’ experience in finance and data-driven business development. Having held a number of senior commercial roles, Liz has an intricate knowledge of the payment sector's highly-regulated financial ecosystem. Most recently Liz was Commercial Financial Controller at Cashflows and brings with her a wealth of specialist expertise in the often complex worlds of issuing, ATM, scheme sponsorship and acquiring.
Connect on Linkedin
Mastercard Accelerate
Designed to make it easier for Fintechs to work with Mastercard through all stages of growth and transformation. Monavate is a Mastercard Accelerate partner.
Visa Ready
Certified by Visa, trusted by the global payments ecosystem. Monavate is a Visa Ready partner.