By combining Monavate’s modern, modular platform architecture with Mastercard’s global scale, trusted compliance framework, and longstanding commitment to innovation, the two companies are building the connective tissue that enables Web3 to move from concept to commerce.
June 4, 2025
Web3
4 June 2025
As digital assets continue their shift from speculative instruments to practical financial tools, one truth becomes clear: without infrastructure, there is no adoption. While headlines chase hype cycles and token valuations, the real transformation is happening behind the scenes—in the rails, the standards, and the systems that connect the established world of finance to the emerging possibilities of Web3.
By combining Monavate’s modern, modular platform architecture with Mastercard’s global scale, trusted compliance framework, and longstanding commitment to innovation, the two companies are building the connective tissue that enables Web3 to move from concept to commerce.
At the heart of this collaboration lies a shared ambition: to make digital asset innovation not only possible but practical. Monavate’s platform, MonavateOne, offers an API-first architecture that enables real-time issuing, acquiring, stablecoin settlement, and on-chain spend. Mastercard’s network brings the resilience, reach, and regulatory rigour needed to scale those capabilities across borders and business models.
Kurt Schröder, Chief Marketing Officer at Monavate, said:
“Web3 needs grown-up infrastructure—built for speed but grounded in trust. This partnership is a powerful example of what happens when a global payments leader and a fast-moving enabler join forces to meet the moment. Together, we’re making real-time, compliant Web3 payments a reality.”
This partnership is designed to serve the real needs of the market. For fintechs, DeFi platforms, and digital wallets navigating the complexity of cross-border compliance, identity verification, and fiat-to-crypto reconciliation, it’s no longer about experimentation—it’s about execution.
Scott Abrahams, Executive Vice President, Global Partnerships at Mastercard adds:
"At Mastercard, we’re focused on enabling the next generation of financial experiences by offering consumers more choice in how they pay and get paid. Our collaboration with Monavate helps unlock the potential of the blockchain technology, stablecoins and digital assets, bringing trusted, scalable innovation to the forefront of commerce in a way that’s secure, compliant, and globally connected.”
This isn’t theoretical. It’s already live. From powering card programmes for decentralised finance platforms to enabling stablecoin settlements across multiple regions, the Monavate-Mastercard stack is being used today by some of the industry’s most respected players. Several leading Web3 companies are already leveraging these capabilities to bridge blockchain functionality with real-world usability—bringing new possibilities to millions of users.
Stablecoin settlement is one standout example. By enabling predictable, near-instant value transfers pegged to fiat currencies, Monavate and Mastercard are eliminating the volatility barriers that have held Web3 back from broader adoption. It’s a quiet but significant shift—unlocking everything from improved treasury management to faster, frictionless global payouts.
And the momentum is only growing. With live programmes in the UK, Europe, and LATAM—and more in development—this partnership is shaping the next chapter of digital commerce across borders and regulatory environments. The global vision is matched by local execution, combining reach with nuance to support a rapidly evolving market.
More about Monavate:
Monavate is a Cambridge-based fintech company specialising in cutting-edge payment solutions. Committed to bridging the gap between traditional finance and decentralised technologies, Monavate empowers businesses and consumers with seamless, secure, and innovative payment experiences. Regulated in the UK and Europe, Monavate is an FCA-registered e-money institution and a principal member of Mastercard, providing BIN sponsorship for some of the fastest-growing fintech card programmes.
Founded in 2020, Monavate’s track record speaks for itself: