The Future of Digital Assets, Brought Into the Real World
Monavate Web3 is our expanded suite of self-custodial, crypto-enabled payment products—built to connect digital value with everyday financial life. Seamless. Secure. Borderless. Fully programmable.
Formerly operating under the Baanx brand, these capabilities now sit within Monavate Web3, extending our infrastructure into the decentralised economy while retaining Monavate’s standards of compliance, security, and real-time processing.
What Is Monavate Web3?
A self-custodial payment environment that gives businesses the power to:
- Connect crypto and fiat rails
- Enable on-chain and off-chain spending
- Issue cards linked to digital assets
- Move value globally with stablecoin settlement
- Build Web3-native financial products without needing to become a bank
Built for a Borderless Economy
Monavate Web3 brings together everything businesses need to launch digital-asset payment products:
Self-Custodial Wallet Infrastructure
Your users stay in full control of their digital assets while gaining access to real-world utility.
• Non-custodial wallet support
• Flexible asset routing
• Secure signing and transaction management
• Full programmability through APIs
Crypto-Linked Debit Cards
Curabitur aliquet qIssue cards that allow users to spend digital assets anywhere Mastercard or Visa are accepted.
• Virtual and physical cards
• Instant on-chain to fiat conversion
• Real-time authorisation logic
• Supported via Apple Pay, Google Pay, and Samsung Pay
Stablecoin Settlement
Move value at a global scale. Fast, predictable, and cost-efficient.
• Support for major stablecoins
• Cross-border settlement without correspondent banking
• Reduced volatility and friction
IBANs + Multi-Currency Accounts
Combine digital assets with a modern, multi-currency payments stack.
• Local and international IBANs
• Wallet → card → bank → chain interoperability
• Automated reconciliation
• Real-time funding and reporting
Programme Management Without the Pain
Build Web3 products without needing direct scheme membership, banking licences, or legacy infrastructure.
• BIN sponsorshipScheme compliance
• Fraud, KYC, and AMLOn-chain + off-chain transaction monitoring
• Full access to Monavate specialists





Your Web3 Product. Our Infrastructure. Zero Compromise.
Whether it’s a crypto card, a hybrid wallet, a digital asset marketplace, or a global payout system: All we need is your vision.
Monavate provides the real-time engine that makes it possible.
• Our modular stack supports:
• Crypto exchanges
• DeFi applications
• Wallet providers
• Web3 start-ups
• Token communities
• B2B platforms integrating digital assets
Why Monavate Web3?
Self-Custody, Not Stored Value
Your users own their keys. You keep your brand. We power the rails.
API-First Everything
Integrate once. Launch globally. Grow without rebuilding.
Real-Time Authorisation & Funding
Programmable logic for the digital economy, from micro-payments to asset-backed transactions.
One Platform. Endless Possibilities.
MonavateOne unifies card issuing, crypto funding, stablecoin settlement,
and global processing into a single point of control.
A Stronger, Unified Identity
As part of this transition, all prior Baanx product technologies now live under the Monavate Web3 portfolio.
The technology, capabilities, and infrastructure remain—but now benefit from Monavate’s engineering, compliance, and operational depth.
Customers will access a clearer, stronger, and fully integrated payments ecosystem.


