Monavate X
Your brand on the card. Our BIN underneath.
Monavate X is a shared BIN programme. You launch a co-branded card without securing your own BIN, without direct scheme membership, and without the timeline that comes with either.
A faster route to a live card programme.
Securing a dedicated BIN takes time, scheme engagement and a compliance build most businesses would rather not carry at launch. Monavate X removes that step. Your programme runs on Monavate's BIN, under a co-branded mark that carries both names. You get to market faster, and you keep your brand on the front of the card.
How the mark works
The X is a connector. Your name sits alongside ours:
What sits behind it.
Shared BIN access
Launch under Monavate's BIN. No scheme membership required on your side.
Self-custodial wallet support
Your users keep control of their assets. Non-custodial wallet support, flexible asset routing, and full programmability through APIs.
Crypto-linked cards
Virtual and physical cards. Real-time on-chain to fiat conversion. Apple Pay, Google Pay and Samsung Pay support.
Stablecoin settlement
Cross-border settlement without correspondent banking.
Accounts and IBANs
Local and international accounts, with automated reconciliation and real-time reporting.
Programme management
BIN sponsorship, scheme compliance, KYC, AML, and transaction monitoring across both rails. Run by our specialists, not yours.
Why Monavate Monavate X
Faster to launch
The BIN is already in place. So is the scheme relationship and the compliance framework.
Self-custody, not stored value
Your users own their keys. You own your brand. We run the rails.
One integration
Card issuing, wallet connectivity, settlement and processing through a single API.
Built for teams shipping now.
Wallet providers. Exchanges. DeFi applications. Token communities. B2B platforms adding digital asset payments.
If you want your own dedicated BIN and full programme control, that is a direct integration. Speak to us about Monavate OnChain instead.
Key Details & Associations
Combined Entity: W3C Corp
Key Partners: Ledger, MetaMask, Exodus
Focus: Crypto-fiat, Self-custody wallets