Regulated rails for digital assets.
Monavate OnChain gives digital asset businesses the same regulated payments infrastructure that powers established fintechs. Card issuing, settlement, and global processing, inside one regulated perimeter.
Most digital asset businesses are stuck between two systems.
Regulatory Hurdles
Integration Challenges
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Security Concerns
One regulated platform, built for both rails.
Monavate is an FCA-regulated e-money institution and a principal member of Mastercard, Visa and Discover. That means direct BIN sponsorship without intermediaries, and a single regulated perimeter covering issuing, processing and settlement.We do not treat digital assets as a separate product line bolted onto a fiat platform. The same infrastructure that has issued over 6.5 million cards and processed more than USD 13.5 billion serves OnChain programmes.
The Building Blocks We Use.
On-Chain Spending
Seamlessly connect Web3 wallets to real-world payments with real-time authorisation for instant transactions.
Crypto Card Issuing
Issue physical or virtual crypto-backed cards, enabling users to spend digital assets effortlessly.
Tokenisation
Enable payments through Apple Pay, Samsung Pay, and Google Pay by tokenising digital assets for secure, real-world transactions. This block connects Web3 innovation to traditional payment networks, enhancing accessibility.
Compliance Frameworks
Simplify KYC and AML with pre-approved solutions tailored for decentralised finance.
The Value This Creates for You.
Security
Build user trust with tokenised payments and robust fraud prevention.
Compliance, Simplified
Stay ahead of regulations with built-in compliance solutions.
Operational Efficiency
Integrate on-chain and off-chain payments effortlessly.
Scalability
Expand into global markets with single-integration solutions.
User Experience
Deliver seamless, real-world access to Web3 payments.
Real Clients. Real Results.
“Monavate is the only solution In market that works to build next generation fintech and Web3 products. The tech, product and team are world class and set to deliver the evolution of money.”
"The Monavate team’s expertise and dedication are unmatched, making them the ideal partner to support our growth and help us deliver seamless, cutting-edge card solutions to our customers across Europe."
Frequently Asked Questions
What licensing requirements do you have on crypto firms?
Can we use our existing KYC processes and provider?
Do you support tokenisation?
UAB Monavate is a company incorporated in Lithuania under Legal Entity Code: 305628001 with registered offices at Konstitucijos av. 21A, Vilnius, LT-08130, Lithuania. UAB Monavate is authorised and regulated by the Bank of Lithuania under Authorisation Code: LB002139
The money held in your Card Account is not protected by the Financial Services Compensation Scheme (FSCS). This means that, unlike a bank account, your funds are not covered by a statutory compensation scheme if Monavate were to fail. Instead, we protect your funds in accordance with the Electronic Money Regulations 2011. These regulations require us to safeguard customer funds by:
i. keeping them separate from Monavate’s own money; and
ii. holding them in designated safeguarding accounts with authorised credit institutions, or otherwise protecting them in a manner permitted by law.
Safeguarding is designed to ensure that your funds are protected and prioritised if Monavate were to become insolvent. In such circumstances, safeguarded funds should not be available to Monavate’s creditors and are intended to be returned to customers, subject to the insolvency process.While safeguarding is not the same as FSCS protection, it is a regulatory mechanism specifically designed for electronic money accounts to help keep customer funds safe.