Travel: pay suppliers on your terms.
Pay airlines and hotels on negotiated rates, with acceptance where others decline. One booking, one card, one settlement: virtual cards issued per transaction give you card-level control over supplier spend and clean reconciliation on the other side. Working with the platforms travel already runs on, including Sabre and Conferma.
Built for the pace & complexity of travel.
Supplier payments need to move at booking speed, through infrastructure never built for it. Prepayments, refunds, cancellations and multi-currency settlement fragment across systems, costing finance teams hours and obscuring spend at booking level.
Reconciliation delays
Manual matching across suppliers, currencies and booking systems slows finance teams and increases error rates.
Supplier acceptance gaps
Not every supplier accepts every scheme, leading to declined payments and back-office workarounds.
Multi-currency cost
Cross-border settlement and FX erode margins on every booking.
Limited booking-level visibility
Finance teams cannot see spend per booking, client or supplier in real time.
Designed for complex travel supplier networks.
Travel solutions are delivered through Monavate's regulated payments platform. The same infrastructure that powers card issuing, processing, settlement, compliance, and reporting across the business is configured here for travel-specific spend.
Issue dedicated cards per booking, supplier or client the moment you need them.
Track spend, refunds and settlement per booking, client or supplier in real time.
Apply limits by merchant, value, geography or booking type to reduce leakage.
Issue and settle in GBP, EUR or USD without manual FX reconciliation.
Eliminate manual matching and end-of-month exceptions across your supplier network.
Their supplier is paid at booking speed: one virtual card per booking, matched to its transaction, in the right currency. At travel volumes, the share of interchange coming back turns the payment process itself into margin.
Seamless virtual card acceptance through Conferma.
Monavate integrates directly with Conferma, enabling travel businesses to issue virtual cards that are widely accepted across airlines, hotels, and travel suppliers without additional integration work.
This partnership expands supplier acceptance, reduces payment friction, and accelerates settlement across the travel ecosystem.
Broader supplier acceptance
Use virtual cards where suppliers already operate.
Lower operational friction
No new integrations or supplier onboarding required.
Faster, cleaner settlement
Reduce failed payments and reconciliation exceptions.
Travel-native infrastructure
Built for booking, cancellation, and refund cycles.
Everything you need to manage travel supplier payments.
Delivered through Monavate's regulated payments platform — the same infrastructure used for card issuing, processing, settlement and compliance across all industries, configured for travel-specific operations.
Card Issuing (Virtual)
Issue per-purpose virtual cards with predefined budgets, expiry dates, and spend controls.
Card Issuing & BIN Sponsorship
Settlement & FX
Cross-border settlement in GBP, EUR, and USD with automatic FX reconciliation.
Settlement & FX
Accounts & IBANs
Multi-currency accounts and virtual IBANs for faster, more flexible money movement.
Accounts & IBANs
Processing
Real-time authorisation with configurable spend controls and low-latency decisioning.
Processing
Programme Management
Manage card programmes, authorisation rules, and spend limits from one controlled environment.
Programme Management
Reporting & Data
Real-time dashboards and exportable data for finance, operations, and compliance teams.
Reporting & Data
UAB Monavate is a company incorporated in Lithuania under Legal Entity Code: 305628001 with registered offices at Konstitucijos av. 21A, Vilnius, LT-08130, Lithuania. UAB Monavate is authorised and regulated by the Bank of Lithuania under Authorisation Code: LB002139
The money held in your Card Account is not protected by the Financial Services Compensation Scheme (FSCS). This means that, unlike a bank account, your funds are not covered by a statutory compensation scheme if Monavate were to fail. Instead, we protect your funds in accordance with the Electronic Money Regulations 2011. These regulations require us to safeguard customer funds by:
i. keeping them separate from Monavate’s own money; and
ii. holding them in designated safeguarding accounts with authorised credit institutions, or otherwise protecting them in a manner permitted by law.
Safeguarding is designed to ensure that your funds are protected and prioritised if Monavate were to become insolvent. In such circumstances, safeguarded funds should not be available to Monavate’s creditors and are intended to be returned to customers, subject to the insolvency process.While safeguarding is not the same as FSCS protection, it is a regulatory mechanism specifically designed for electronic money accounts to help keep customer funds safe.