No one builds payments alone.
The schemes, technology partners and specialists standing behind every programme built on Monavate.
An ecosystem built for strength & scale.
Our partners lead their fields, from global scheme networks and regulated banks to cloud infrastructure and blockchain technology providers. Together they pair the reliability of established institutions with the agility of modern fintech, so every Monavate programme runs on proven foundations.
Global reach
Access to scheme networks, banking and settlement partners across the markets our clients operate in.
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Proven reliability
Built on regulated, enterprise-grade infrastructure and principal scheme memberships with Mastercard, Visa and Discover.
Scalable innovation
Continuous development alongside best-in-class technology and Web3 partners.
Trusted compliance
Embedded oversight through regulated, certified and audited partners.
Principal membership of the networks that move money.
Mastercard
As a principal member of Mastercard, Monavate provides direct scheme connectivity for card issuance and programme management across Europe, the UK, Latin America, the GCC, and North America.
Visa
Monavate holds a principal Visa membership supporting card issuance across Europe, the UK, Latin America, and Asia Pacific.
Discover
Monavate is a principal member of Discover, providing card issuance capability across Europe and the UK.
Stronger at every layer of the stack.
We collaborate with leading partners across schemes, banking, technology and compliance to strengthen every Monavate programme. These partnerships ensure every client and transaction operates with speed, reliability and trust, supporting safe, scalable innovation across use cases ranging from real-time card issuance to Web3 settlement.
KYC providers
UAB Monavate is a company incorporated in Lithuania under Legal Entity Code: 305628001 with registered offices at Konstitucijos av. 21A, Vilnius, LT-08130, Lithuania. UAB Monavate is authorised and regulated by the Bank of Lithuania under Authorisation Code: LB002139
The money held in your Card Account is not protected by the Financial Services Compensation Scheme (FSCS). This means that, unlike a bank account, your funds are not covered by a statutory compensation scheme if Monavate were to fail. Instead, we protect your funds in accordance with the Electronic Money Regulations 2011. These regulations require us to safeguard customer funds by:
i. keeping them separate from Monavate’s own money; and
ii. holding them in designated safeguarding accounts with authorised credit institutions, or otherwise protecting them in a manner permitted by law.
Safeguarding is designed to ensure that your funds are protected and prioritised if Monavate were to become insolvent. In such circumstances, safeguarded funds should not be available to Monavate’s creditors and are intended to be returned to customers, subject to the insolvency process.While safeguarding is not the same as FSCS protection, it is a regulatory mechanism specifically designed for electronic money accounts to help keep customer funds safe.