Everything you need to launch, run and scale a fintech. One platform.
Cards, accounts, processing, settlement and compliance: the full stack through one integration, inside one regulatory framework. Launch in weeks, not quarters.

Cards, accounts, processing, settlement and compliance: the full stack through one integration, inside one regulatory framework. Launch in weeks, not quarters.

Launch in months, not years - using proven regulatory framework and principal scheme memberships.
One connection powers issuing, acquiring, processing, IBANs and reporting.
Operate under Monavate's UK and EEA regulatory framework with KYC, AML and governance built in.
Settle in GBP, EUR, USD, CHF, and CAD, with optional stablecoin settlement in USDC and EURC.
Work directly with teams who have launched and scaled hundreds of fintech programmes.
From disruptors to digital banks - we’re the infrastructure beneath tomorrow’s fintech leaders.
Launch consumer or SME programmes with SCA-ready controls.
Enable policy-driven spend with real-time reporting.
Integrate issuing and payments directly into your ecosystem.
Disburse funds instantly using controlled card-based flows.
Combine accounts, cards, and payments into seamless user experiences.

Launch branded physical or virtual cards under Monavate's principal memberships, with real-time controls and multi-currency funding.
Explore Card Issuing
Authorise and clear transactions in real time, with clean, actionable data across currencies and regions.
Explore Processing
Cross-border settlement in GBP, EUR, USD, CHF, and CAD.
Explore Settlement & FX
Connect fiat in and out of your programme with dedicated accounts and automated reconciliation.
Explore IBANs
Verify, screen, and monitor customers automatically, with compliance embedded directly into onboarding and transaction flows.
Explore Compliance
Operational, regulatory, and commercial insight in real time, export-ready and audit-friendly.
Explore Reporting