How Card-Linked Stablecoin Spending Works

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Card-linked stablecoin spending allows users to transact using blockchain-backed assets via physical or virtual cards. When a purchase occurs, the stablecoin is converted in real time to the merchant’s accepted currency, enabling seamless acceptance without requiring merchants to hold crypto.

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This model combines the benefits of digital assets—transparency, speed, and programmability—with the convenience of traditional payments. Dynamic controls, fraud prevention, and reconciliation remain intact, creating a secure, user-friendly experience.

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Monavate supports card-linked stablecoin spending by integrating wallets, stablecoins, and fiat accounts into its platform. Users can fund cards with crypto assets and transact anywhere, while businesses gain full visibility, regulatory compliance, and operational control. This positions Monavate as a practical bridge between decentralized finance and everyday commerce.

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