A
B
C
D
E
F
G
H
I
Transaction Monitoring and Velocity Checks
Transaction monitoring tracks payment activity in real time to detect unusual patterns that could indicate fraud, money laundering, or operational errors. Velocity checks monitor how frequently or rapidly transactions occur on a card or account, flagging behavior that exceeds predefined thresholds.
This proactive approach allows issuers and acquirers to intervene before fraudulent or high-risk transactions are completed. Monitoring can be customized based on geography, transaction size, merchant category, or cardholder profile, providing tailored risk mitigation.
Monavate integrates transaction monitoring and velocity checks within its platform. Fintechs and businesses gain immediate insights into card activity, can automate alerts, and enforce spend controls. This ensures secure, compliant, and operationally efficient card programs while reducing exposure to financial crime and improving customer trust.