Scheme & Regulator Directory

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Card schemes and regulators form the twin pillars of financial governance. Schemes like Visa, Mastercard, and Discover set the operational standards for global interoperability, while regulators such as the FCA, EBA, and OCC ensure transparency, consumer protection, and financial stability.

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Understanding the interplay between these entities helps fintechs navigate licensing, reporting, and risk obligations. Monavate’s infrastructure is designed to align directly with these bodies — maintaining compliant processes for issuing, acquiring, and data protection.

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By acting as a bridge between scheme rules and local regulatory frameworks, Monavate allows clients to focus on product innovation rather than administrative complexity.

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