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Visual Explainers: “How a Payment Works” Diagrams

Visual storytelling simplifies the invisible. A payment might take seconds, but beneath that instant lies a complex choreography between issuers, acquirers, schemes, processors, and networks.

Monavate’s “How a Payment Works” visual explainers decode these journeys — from authorisation and clearing to settlement and reconciliation — in a single, intuitive view. Each diagram is designed for teams who need both a conceptual overview and a developer’s clarity.

By mapping the flow through Monavate’s infrastructure, these visuals show exactly how modern, compliant payment systems work end-to-end.