Tokenisation vs Cryptography

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Tokenization and cryptography are complementary security methods in digital finance. Tokenization replaces sensitive payment or personal data with unique, non-reversible tokens, reducing fraud risk during transactions. Cryptography encrypts data to prevent unauthorized access, ensuring secure storage and transmission.

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Tokenization is essential for card programs, digital wallets, and blockchain-based transactions, while cryptography underpins blockchain integrity, authentication, and secure messaging. Together, they create layered security for modern payments.

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Monavate combines tokenization and cryptography across card issuance, payment processing, and blockchain integration. Cardholders, merchants, and businesses can transact securely, with real-time monitoring and compliance, making Monavate a safe bridge between traditional and decentralized finance.

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